Ellie Campbell

This is true.  Campbell Family Medicine is out of network on ALL insurance plans.  However, you can and should submit many of your expenses for reimbursement although the reimbursement rate may be lower because CFM is out of network.  Membership fees should not be submitted to your health insurance carrier at this time.  MSA, Cafeteria and HSA plans have been known to reimburse patients for much of their out of pocket expenses, but CFM cannot guarantee payment or reimbursement. You are encouraged to review the terms of your policy or contact your HR representative for clarification on coverage and benefits. There is pending federal legislation to make membership fees reimbursable.